Keystart can help bring home ownership dream’s alive by offering affordable, low deposit home loans with no mortgage insurance.

Keystart Home Loans (Keystart) is an initiative of the West Australian Government and is available to first home buyers, second or subsequent buyers purchasing an owner occupied property in Western Australia who meet the criteria.

For homebuyers that qualify for assistance, Keystart offers home loans from as little as 2% deposit. 

Recently Keystart has increased its income threshold by $20,000 which will assist more West Australians with their home ownership dream.

Keystart Home Loan Income Thresholds:

Singles maximum income was $70,000, Now $90,000

Couples maximum combine income was $95,000, Now $115,000

Families maximum combine income was $115,000, Now $135,000

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