Buyers Hub
Financing Your New Home
Between engaging an expert, saving for a deposit, qualifying for financial assistance and all the rest of it, there are a few things you’ll have to tick off as you get yourself in a position to buy.
How Much Can I Borrow?
Before you dive into blocks, builds and repayments, it helps to know your numbers. This section explains how lenders assess your income, expenses, debts and savings so you can set a realistic budget range and start shopping with confidence.
Home Buyer Grants and Concessions
Once you have a rough budget in mind, check what support you may be eligible for. Grants, stamp duty concessions and federal schemes can reduce upfront costs or lower the deposit you need, especially if you’re building a new home.
Types of Home Loans Explained
Not all loans work the same way, especially if you’re buying land and building. Here we break down common loan types (fixed, variable, split, construction and bridging) so you can understand the trade-offs and choose a structure that suits your plans.
Home Loan Pre-Approval
Pre-approval helps turn “planning” into “ready to buy.” Learn what pre-approval is, why it matters, how to apply and what documents you’ll need so you can move quickly when the right block becomes available.
